Boost your Tide account by using Tap to Pay on iPhone for quick, hardware‑free sales and Payment Links to get paid remotely. Move surplus cash to Linked Instant Saver for instant transfers, FSCS protection, and automated targets. Cut admin with invoicing, auto‑categorisation, and Xero/Sage sync. Give staff expense cards, set limits, and freeze cards fast. Explore plan perks like cashback on Max and higher savings rates on Pro. Enable security tools, then see how each feature multiplies results.
Key Takeaways
- Take contactless payments on iPhone with Tap to Pay and share Payment Links to get paid fast without extra hardware.
- Earn interest on surplus cash with Linked Instant Saver, with instant transfers and FSCS protection up to £85,000.
- Use Tide Accounting to auto-categorise transactions, send invoices, sync with Xero/Sage, and track cash flow in one app.
- Empower your team with account access, up to 50 expense cards, spend limits, and instant freeze/unfreeze controls.
- Pick the right plan—Free, Smart, Pro, or Max—for perks like phone support, unlimited transfers, cashback, and higher savings rates.
Tap to Pay and Payment Links for Faster Sales
Two simple tools in your Tide app—Tap to Pay and Payment Links—can speed up sales and cut queues.
With Tap to Pay, you accept contactless payments directly on your iPhone using the Tide app, so you don’t need extra hardware. It’s quick, secure, and ideal for pop-ups, events, or busy counters.
Accept contactless payments on your iPhone—no extra hardware. Fast, secure, perfect for pop-ups and busy counters.
Payment Links let you create digital requests customers pay with major cards like Visa and Mastercard. Drop links into invoices, emails, or messages so customers can pay on the go—no Tide account required. You reduce friction, boost conversion, and get paid faster.
Both features are intuitive and fit seamlessly into your workflow, whether you sell in person or online.
Use them together to streamline transactions, improve the checkout experience, and move more customers through quickly.
Unlocking More Value With Linked Instant Saver
While Tap to Pay and Payment Links speed up income, you’ll get more from that money by putting surplus cash to work in a Linked Instant Saver. You’ll earn a competitive interest rate with no monthly fees, so your balance grows without hidden costs. Move funds instantly between your Tide business account and the saver, keeping quick access for bills or opportunities. With FSCS protection up to £85,000, you can save confidently while smoothing cash flow and ring‑fencing money for tax, payroll, or upcoming investments.
| Feature |
Why it helps |
| Competitive interest |
Grow idle cash automatically |
| Instant transfers |
Access savings when you need them |
| No monthly fees |
Keep every penny of interest |
| FSCS protection (£85k) |
Peace of mind for your reserves |
Set targets, automate transfers, and let your surplus work.
Smarter Bookkeeping With Tide Accounting and Integrations
Because bookkeeping shouldn’t slow you down, Tide Accounting brings invoicing, automatic transaction categorisation, and cashflow insights together in one place—so you stay on top of records and tax without the hassle.
You’ll create and send invoices from the app, match payments fast, and keep cash moving. Automatic categorisation keeps your ledger tidy and ready for tax return prep, while real-time cashflow views help you plan with confidence.
- Send professional invoices in minutes, track status, and nudge late payers to protect cash flow.
- Auto-categorise income and expenses to maintain clean records and simplify tax return assistance.
- Sync seamlessly with Xero or Sage for accurate books, fewer manual entries, and live financial insights.
- Use cashflow insights and forecasts to plan upcoming bills, investments, and seasonal swings effectively.
Team Access, Expense Cards, and Spend Controls
Even as your team grows, you can keep spending tight and transparent with Tide’s team access, expense cards, and real‑time controls.
Invite colleagues to your account so they can help manage payments, reconcile transactions, and keep cash flow moving without sharing your login.
Issue up to 50 employee expense cards to cover day‑to‑day purchases.
Set per‑card spend limits that match roles and projects, so team members buy what they need while staying within budget. You can adjust limits instantly to handle changing requirements or one‑off exceptions.
Track every card’s activity in the Tide app.
See transactions as they happen, spot anomalies, and freeze or unfreeze cards if needed.
With clear visibility and flexible controls, you’ll reduce ad‑hoc reimbursements, prevent overspend, and keep accountability baked into every purchase.
Hidden Perks by Plan: Free, Smart, Pro, and Max
Four plans, four sets of quiet advantages—pick the one that fits how you work today and where you’re headed next.
You don’t need every bell and whistle; you need the right perks for your stage and budget.
Here’s how each tier quietly boosts your day-to-day:
Four tiers, each a calm upgrade—pick the perks that match your pace today.
- Free: Send international payments, create invoices, and grow cash with a linked Instant Saver at competitive rates—perfect when you’re starting out or freelancing.
- Smart: Add teammates with tailored permissions, call for help via phone support, and lean on a legal helpline—ideal as your operations get busier.
- Pro: Remove friction with unlimited free transfers and a higher savings rate—built for companies moving money frequently.
- Max: Earn 0.5% cashback on Tide card spend plus exclusive savings interest—great when every purchase should work harder.
While your plan powers daily banking, your security settings do the heavy lifting behind the scenes. Start by enabling two-factor authentication in the Tide app. It adds a crucial layer that blocks unauthorized access even if someone knows your password.
Next, turn your card into a switch. If it’s lost or stolen, freeze your Tide debit card instantly in the app to stop transactions in their tracks. Set safe transaction limits to control spending and reduce exposure if anything slips through.
Make monitoring a habit. Review your account activity regularly and act fast on anything that looks off—report, freeze, and adjust limits as needed.
Finally, keep the app updated. The latest version delivers new security features, patches vulnerabilities, and strengthens your everyday protection.
Conclusion
You’ve got powerful tools at your fingertips—use them. Start taking payments faster with Tap to Pay and links, put idle cash to work in Linked Instant Saver, and keep books tidy with Tide Accounting and integrations. Give your team the right access, cards, and spend controls, and pick the plan perks that fit your goals. Finally, switch on security features today. Do these, and you’ll save time, cut costs, and grow with confidence using your Tide account.
